Landlords building Insurance

Welcome to the landlords building insurance page! We are an insurance broker based in Southend-On-Sea and specialise in providing instant quotations from a panel of insurers and immediate cover for let properties throughout the UK.

As a specialist insurance broker we are able to provide landlords building insurance for a range of properties such as standard two storey houses or flats. We can also offer cover for landlords contents insurance. As a specialist in this area of insurance we are ablle to provide quotations for the widest range of situations such as properties occupied by professionals, DSS benefit recipients, students and asylum seekers meaning that no matter how unusual your paticular requirements are we should be able to provide an online quote! By checking a panel of insurers at once with your quotation details we can ensure a competitive premium and very comprehensive cover.

To provide our visitors with superb quotations(low premium and comprehensive cover) we search a panel of insurers with the quote details you supply and then offer you a selection of different policies. By using a broker for your landlords building insurance policy you could save yourself many hours of time and alot of money because instead of having to find respectable insurers and then performing quotations yourself you can simply fill out one short form on our website and get an instant quotation from several insurers.

Our company ethos is to help clients beyond what would be expected and to provide not just a satisfactory service but one that meets the demands and requirements of our customers and leaves them happy which is why we perform so well in providing insurance for let buildings. For the protection of our clients we will only place cover with an insurer which is authorised and regulated. Any responsible landlord would want to make sure their property is insured by a respectable insurer which is why we will only deal with well known reputable building insurance companies.

To ensure we provide competitive quotes online for landlords who are letting their building we use a panel of specialist insurers and provide quotes from each one to make sure you pay a low premium and receive the extensive cover you would expect.

When performing quotes for your building insurance online it is important to remember that you should be insuring the property for the rebuild value and not the sale price which you will find is usually significantly higher. The only accurate way to obtain the rebuild value of your let property is to have a full survey performed by a professional. While there are tools online such as the ABI rebuild calculator which offers an indication as to the rebuild value, we do not recommend our clients to rely on such systems since their accuracy cannot be guaranteed. The rebuild value of your property is based on several factors such as the size of the property, the construction type and to some extent the location it is based in. Obviously the higher the rebuild value of your property, the higher your landlords building insurance premium will be.

To offer protection to our clients, as standard our landlords insurance policies offer £2,000,000 property owners liability as meaning that if for example your tenant injures themselves within your let property you have a level of liability insurance in place to provide cover as a property owner. Obviously failure to have such cover in place could result in yourself being completely responsible for huge legal fees and compensation costs. If you manage a business which operates in the UK then you may want to consider an employers liability insurance policy which we can also provied at a very competitive rate.